We require the applicant has had a steady income from the same employer for at least the last six months. We also require the applicant to earn at least $1,000 per month and deposit at least $500 per month into their checking account. The applicant must also have an active checking account for at least three months, and have no “NonSufficient Funds” or excessive overdrafts in the last 30 days.

No one should have to leave a store empty-handed because of bad credit or the inability to pay upfront. Stereo Zone provides a unique NO CREDIT NEEDED lease purchase option tailor-made for customers. Acima has helped thousands of customers for over 12 years.

In today’s economic times, it has become more difficult for consumers to obtain financing. Consumers are finding that banks have tightened their lending standards and reduced their credit limits. In many cases, consumers with good credit are being turned down.

Applying for financing is a nerve-wracking experience for just about everyone. It’s even worse for those with less-than-perfect credit. Spending the time just to get denied is painful, embarrassing, and it happens to more and more customers every day.

Most customers who get denied by primary lenders walk out the door never to return. With multiple options for customers of all credit types, you can start saying “YES” to more customers than ever.

Acima diverse product line gives retailers the unique ability to approve up to 65-75% of primary credit denials. Capturing primary turndowns is only the beginning. Adding a variety of unique non-prime options will increase primary financing applications and approvals.